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How Much Is Your Auto Accident Compensation Worth? Damages resulting from car accidents are intended to compensate victims of the crash. Some of the damages include medical bills, property damage and suffering and pain. In auto accident attorney louisiana , you have up to three years to pursue legal action following a crash, but not acting quickly can hurt your case. Over time, evidence may be lost or destroyed, and witnesses may forget key details. Damages In the event of a car crash victims may be compensated for their economic losses, such as medical bills or lost wages. They may also be awarded compensation for non-economic injuries, like suffering and pain. But, how much your claim will be worth is contingent on the severity of your injuries as well as the impact they have on your life. A skilled auto accident lawyer can help you determine the value of your injuries and damage to your property, and negotiate an acceptable settlement with the insurance company. However, remember that insurance companies are in business to make a profit. That means that they will attempt to settle your claim for as little as possible. You require an attorney who will fight for you to get the maximum amount you're entitled to. In addition to the costs of repairing your vehicle, you can also claim compensation for any personal items which were damaged in the crash. These include your shoes, clothes and jewelry. You may also be eligible for compensation for costs related to cleaning your home, gardening or childcare, if you are unable to do these tasks due to injuries. In determining the amount of your claim, the deductible is also considered. You'll need to pay your deductible prior to the insurance company will begin to cover your losses. You may then sue the person who was at fault to recover any remaining damages. Medical bills The medical expenses that result from a car wreck can quickly mount up. The cost of an ambulance ride, hospital stay and inpatient care can reach tens of thousands dollars or more. In addition, the cost for prescription drugs, physical therapy and other treatments can continue to rise as the person who was injured is able to recover. The driver at fault is responsible for the cost of a victim's loss, including medical expenses, when they are found liable in the course of a lawsuit. However the law does not normally require the at-fault party to pay for their victim's medical bills on an ongoing basis. If you don't reside in a state that is a no-fault state the first step for receiving reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Depending on your policy limits, this coverage could pay for the majority or all of your medical expenses. You must also file claims against the liability coverage of the driver who is at fault, as well as your own uninsured motorist insurance policy. These policies may pay for your medical expenses, but they usually include deductibles or other terms. An experienced lawyer can help you navigate through the process of getting medical bills paid. This will allow you to avoid spending your own income on medical bills, and instead concentrate on recovering. Loss of wages Accidents involving cars can result in you being unable to work. This can result in you being without a paycheck and struggling to pay your bills. You could be required to take out loans from family members or friends. Settlements can take a long time. In the meantime, you will be required to continue paying the bills from your pocket, and then wait for your settlement. A claim for lost wages could aid you in recovering the money you would have earned if not for the injuries sustained in your car accident. This can be a combination of salary and hourly wages, but it can also include other financial benefits like bonuses and raises. Your attorney can help you determine the amount of lost earnings. You can file a claim with a no-fault insurer or claim the person at fault for lost wages. The claim usually includes your medical bills, evidence of work missed due to your injuries, as well as evidence of your loss of earnings capacity. This is often referred to as demand packages. You will be required to provide a letter from your employer confirming the details of your employment, including the days that you were absent due to your injury and the hours you normally work. You'll need to provide your paystubs, tax forms and other pertinent documents. Your lawyer can assist you in gathering these documents and making a compelling request to give to the insurance company or judge in your case. Suffering and pain While some of the costs associated with crashes can be figured to the penny—such as medical bills, emergency services as well as surgery costs, medications and lost wages, other expenses are not. The unquantifiable damages are referred to as”pain and suffering” and play an important aspect of the claim for compensation of a victim. Pain and suffering encompasses both the physical and emotional consequences of an accident. A victim's injuries could cause lasting damage to their lives, resulting in permanent impairment or even death. For example, an injured victim suffering from a debilitating brain injury might never be able to get back to normal functioning. These types of injuries often need a substantial settlement. In most instances, the amount of pain and suffering the victim endures is contingent on the degree of their injuries and how the injury has impacted their life. An experienced lawyer will look into the specifics of your case to determine the most appropriate settlement. They will use previous settlement amounts for similar injuries as a guide to provide you with an idea of what your case is worth. Insurance companies often try to deflect victims of suffering and pain by saying that their emotional or physical injuries aren't severe enough. A knowledgeable lawyer will fight these tactics and negotiate with the insurer on your behalf to ensure that you receive an honest settlement.